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Privacy Policy / Disclaimer
Welcome to www.ratemygamblingstory.com. You should carefully read the following Terms of Service Agreement (“Agreement”) before using the ratemygamblingstory.com website (“Site”) and services (“Services”). By using our Services or indicating your agreement in this screen, you are agreeing to become bound by these terms of our Service. This is a legally binding agreement. If you do not agree with these terms, you should not use the ratemygamblingstory.com website and you should request termination of any membership account you may have with ratemygamblingstory.com.

This Agreement constitutes the entire and only agreement between us and you, and supersedes all prior or contemporaneous agreements, representations, warranties and understandings with respect to the Site, the content, products or services provided by or through the Site, and the subject matter of this Agreement. This Agreement may be amended at any time from time to time by us without specific notice to you. The latest Agreement will be posted on the Site, and you should review this Agreement prior to using the Site.

1. Ratemygamblingstory.com Services. We agree to provide you access to the Ratemygamblingstory.com website and Services in accordance with these Terms of Service. The Services are provided for personal use and may not be resold. Minors are not allowed to subscribe or use the Services. Portions of our Services may not suitable for children. You must obtain access to our Services through your own Internet connection account with another company.

a) The Services. Ratemygamblingstory allows web users to join and post stories and profile pictures.

b) Free Services – Members and Non-Members. Ratemygamblingstory allows any web user to browse through all of the stories on the Site. The privilege of browsing is provided free of charge to users who agree to these Terms & Conditions.

c) Free Member Services. Ratemygamblingstory allows users to become Members, thereby allowing them to set up a user account and post stories. Once a user submits a request to become a Member through our online form, Membership only begins upon Ratemygamblingstory’s approval of such request. Thereafter, Ratemygamblingstory will grant the Member ability to post stories.

2. Your Responsibilities.

a) You are responsible for the use of your account by anyone using your account. You are responsible for ensuring that any user of your account fully complies with the Terms & Conditions of this Service.

b) You must be eighteen (18) years of age to use the service, and by agreeing to these terms and using the Service you hereby represent and warrant that you are at least eighteen years of age.

c) You hereby understand that you may not at any time post any materials that contain adult content. Specifically, you may not post any photos that contain nudity or any sexual content. This is strictly prohibited.

d) You are responsible for providing and maintaining all personal computer and communications equipment and Internet access accounts necessary to gain access to the Ratemygamblingstory Services.

e) You are responsible for any communications, messages and other information that you receive as a result of your use of the Ratemygamblingstory Services and bear the entire responsibility for any losses that you may experience as a result of your use of the Ratemygamblingstory Services.

f) You agree to inform Ratemygamblingstory of any apparent breaches of security, such as loss, theft, or unauthorized disclosure or use of an I.D., or password. Until Ratemygamblingstory is notified, by electronic or conventional mail of a breach of security, you will remain liable for any unauthorized use of your Ratemygamblingstory account.

g) You agree to use Ratemygamblingstory Services in a manner consistent with any and all applicable laws and regulations.

h) Any action by you that, in Ratemygamblingstory’s sole opinion, restricts or inhibits other subscribers from using and enjoying Ratemygamblingstory’s Services, is strictly prohibited.

i) If you violate the restrictions in these Terms & Conditions of Service, you agree to indemnify Ratemygamblingstory for any losses, costs, or damages, including reasonable attorneys fees incurred by Ratemygamblingstory and relating to, or arising out of such a breach. You, not Ratemygamblingstory, are responsible for your behavior and the behavior of those who use your Ratemygamblingstory account.

3. Approval, Term and Termination. Your access to and use of the Ratemygamblingstory Services may be terminated at any time, for any reason or for no reason, by you or by Ratemygamblingstory by the sending of notice to the other party. Termination by you will be effective on the day that Ratemygamblingstory receives a notice or on a future date if the notice so specifies.

4. Copyright & License. The content, organization, graphics, design, compilation, magnetic translation, digital conversion and other matters related to the Site are protected under applicable copyrights, trademarks and other proprietary (including but not limited to intellectual property) rights. The copying, redistribution, use or publication by you of any such matters or any part of the Site is strictly prohibited. You do not acquire ownership rights to any content, document or other materials viewed through the Site. The posting of information or materials on the Site does not constitute a waiver of any right in such information and materials. By submitting any photograph, text or other content to the Site, you grant Ratemygamblingstory a perpetual, royalty-free license to use and modify the posted content.

5. Limited Right to Use. The viewing, printing or downloading of any photo content, graphic, form or document from the Site grants you only a limited, nonexclusive license for use solely by you for your own personal use and not for republication, distribution, assignment, sublicense, sale, preparation of derivative works or other use. No part of any content, form or document may be reproduced in any form or incorporated into any information retrieval system, electronic or mechanical, other than for your personal use (but not for resale or redistribution).

6. Editing, Deleting and Modification. We reserve the right in our sole discretion to edit or delete any photographs, content, documents, information or other content appearing on the Site.

7. Indemnification. You agree to indemnify, defend and hold us and our partners, attorneys, staff and affiliates (collectively, “Affiliated Parties”) harmless from any liability, loss, claim and expense, including reasonable attorneys' fees, related to your violation of this Agreement or use of the Site.

8. Nontransferable. Your right to use the Site is not transferable. Any password or right given to you to obtain information or documents is not transferable.

9. Disclaimer and Limits. THE SERVICE AND INFORMATION FROM OR THROUGH THE SITE IS PROVIDED “AS IS,” “IS AVAILABLE,” AND ALL WARRANTIES, EXPRESS OR IMPLIED, ARE DISCLAIMED (INCLUDING, BUT NOT LIMITED TO, THE DISCLAIMER OF ANY IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE). THE INFORMATION AND SERVICES MAY CONTAIN BUGS, ERRORS, PROBLEMS OR OTHER LIMITATIONS. WE AND OUR AFFILIATED PARTIES HAVE NO LIABILITY WHATSOEVER FOR YOUR USE OF ANY INFORMATION OR SERVICE. IN PARTICULAR, BUT NOT AS A LIMITATION THEREOF, WE AND OUR AFFILIATED PARTIES ARE NOT LIABLE FOR ANY INDIRECT, SPECIAL, INCIDENTAL OR CONSEQUENTIAL DAMAGES (INCLUDING DAMAGES FOR LOSS OF BUSINESS, LOSS OF PROFITS, LITIGATION, OR THE LIKE), WHETHER BASED ON BREACH OF CONTRACT, BREACH OF WARRANTY, TORT (INCLUDING NEGLIGENCE), PRODUCT LIABILITY OR OTHERWISE, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. THE NEGATION OF DAMAGES SET FORTH ABOVE IS A FUNDAMENTAL ELEMENT OF THE BASIS OF THE BAR!
GAIN BETWEEN US AND YOU. THIS SITE AND THE INFORMATION WOULD NOT BE PROVIDED WITHOUT SUCH LIMITATIONS. NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM US THROUGH THE SITE SHALL CREATE ANY WARRANTY, REPRESENTATION OR GUARANTEE NOT EXPRESSLY STATED IN THIS AGREEMENT.
ALL RESPONSIBILITY OR LIABILITY FOR ANY DAMAGES CAUSED BY VIRUSES CONTAINED WITHIN THE ELECTRONIC FILE CONTAINING THE FORM OR DOCUMENT IS DISCLAIMED. WE WILL NOT BE LIABLE TO YOU FOR ANY INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES OF ANY KIND THAT MAY RESULT FROM USE OF OR INABILITY TO USE OUR SITE. OUR MAXIMUM LIABILITY TO YOU UNDER ALL CIRCUMSTANCES WILL BE EQUAL TO THE AGGREGATE PRICE YOU PAY FOR Ratemygamblingstory SERVICES OVER THE COURSE OF YOUR MEMBERSHIP.

10. Use of Information. We reserve the right, and you authorize us, to use and assign all information regarding Site uses by you and all information provided by you in any manner consistent with our Privacy Policy.

11. Third-Party Services. We allow access to or advertise third-party merchant sites (“Merchants”) from which you may purchase certain goods or services. You understand that we do not operate or control the products or services offered by Merchants. Merchants are responsible for all aspects of order processing, fulfillment, billing and customer service. We are not a party to the transactions entered into between you and Merchants. You agree that use of such Merchants is AT YOUR SOLE RISK AND IS WITHOUT WARRANTIES OF ANY KIND BY US, EXPRESSED, IMPLIED OR OTHERWISE INCLUDING WARRANTIES OF TITLE, FITNESS FOR PURPOSE, MERCHANTABILITY OR NONINFRINGEMENT. UNDER NO CIRCUMSTANCES ARE WE LIABLE FOR ANY DAMAGES ARISING FROM THE TRANSACTIONS BETWEEN YOU AND MERCHANTS OR FOR ANY INFORMATION APPEARING ON MERCHANT SITES OR ANY OTHER SITE LINKED TO OUR SITE.

12. Third-Party Merchant Policies. All rules, policies (including privacy policies) and operating procedures of Merchants will apply to you while on such sites. We are not responsible for information provided by you to Merchants. We and the Merchants are independent contractors and neither party has authority to make any representations or commitments on behalf of the other.

13. Privacy Policy. Our Privacy Policy, as it may change from time to time, is a part of this Agreement.

14. Payments. You represent and warrant that if you are purchasing something from us or from Merchants that (i) any credit information you supply is true and complete, (ii) charges incurred by you will be honored by your credit card company, and (iii) you will pay the charges incurred by you at the posted prices, including any applicable taxes.

15. Links to Other Web Sites. The Site may contain links to other Web sites. We are not responsible for the content, accuracy or opinions express in such Web sites, and such Web sites are not investigated, monitored or checked for accuracy or completeness by us. Inclusion of any linked Web site on our Site does not imply approval or endorsement of the linked Web site by us. If you decide to leave our Site and access these third-party sites, you do so at your own risk.

16. Information and Press Releases. The Site contains information and press releases about us. While this information was believed to be accurate as of the date prepared, we disclaim any duty or obligation to update this information or any press releases. Information about companies other than ours contained in the press release or otherwise, should not be relied upon as being provided or endorsed by us.

17. Miscellaneous. This Agreement shall be treated as though it were executed and performed in the State of Ohio, and shall be governed by and construed in accordance with the laws of the State of Ohio (without regard to conflict of law principles). Any cause of action by you with respect to the Site (and/or any information, products or services related thereto) must be instituted within one (1) year after the cause of action arose or be forever waived and barred. All actions shall be subject to the limitations set forth in Section 8 and Section 10. The language in this Agreement shall be interpreted as in accordance with its fair meaning and not strictly for or against either party. All legal proceedings arising out of or in connection with this Agreement shall be brought solely in the State of Ohio. You expressly submit to the exclusive jurisdiction of said courts and consent to extraterritorial service of process. Should any part of this Agreement be held invalid or unenf!
orceable, that portion shall be construed consistent with applicable law and the remaining portions shall remain in full force and effect. To the extent that anything in or associated with the Site is in conflict or inconsistent with this Agreement, this Agreement shall take precedence. Our failure to enforce any provision of this Agreement shall not be deemed a waiver of such provision nor of the right to enforce such provision.
 
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